Opt Out

 

As a new international student studying in Regular Studies at Langara College, you will be enrolled in the guard.me More Enhanced health insurance plan for 3-months starting on January 1, 2023. This plan is mandatory for all new international students studying in Canada, unless you already bought a minimum 3-months policy directly from guard.me, and is a condition of studying at Langara College.

Opt-Out Option: I have valid BC MSP Coverage

If you already have valid coverage through the BC Medical Services Plan (MSP) you may be able to opt out of the guard.me More Enhanced health insurance plan. For the opt-out to be accepted, you must successfully complete the opt out form including the alternate insurance declaration and identify your start date and end date under the other plan at the time you apply to opt out. Your BC MSP coverage must include January 1, 2023 to March 31, 2023 coverage period or your opt-out will be declined. The deadline to submit your opt out request is January 31, 2023. If your application to opt-out is received prior to the deadline and approved, and there have been no claims against the policy, you will receive a credit to your student account no later than one week after the opt-out deadline.

If your application to opt-out is declined, please note that guard.me coverage is not the same as MSP coverage. Coverages provided by guard.me include many additional benefits that MSP does not cover, which you can access during the mandatory coverage period.

Important note: The opt-out period is open from December 22, 2022 – January 31, 2023.

After this date, no opt-out requests will be accepted. There are no exceptions.

 

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