Opt Out

As a current International Student studying at Memorial University of Newfoundland, you will be enrolled in the Foreign Health Insurance Plan provided by Guard Me as of May 1, 2022.  The foreign health insurance plan is mandatory for registered international students studying at Memorial University.

I am studying outside of Canada for the Spring 2022 term

If you are not in Canada, the Foreign Health Insurance plan is not available to you and you MUST OPT OUT by completing the Out of Canada Waiver in order to receive a credit to your Student Account. The deadline to complete this opt out waiver is May 23, 2022.

I have MCP and want to transfer to a student union managed health plan

You are eligible to opt out from the foreign health insurance plan and be automatically enrolled in your student union health plan if you are a full-time student (excludes undergraduate students on a work term) with valid MCP (must be valid from at least May 1 and beyond May 23, 2022). Student union health coverage is intended to supplement valid provincial health care coverage.

Note:

  • Graduate students are only eligible to opt out in their first semester or Fall semester unless could not meet opt out deadlines due to delay/ineligibility of MCP coverage dates
  • Medicine students are only eligible to opt out in Fall semester

To opt out, you must attest to holding a valid MCP and you must provide the start and end date of MCP coverage. MCP must be valid on or before May 1, 2022, valid beyond May 23, 2022 and subject to renewal. This opt out is valid for the 2021-2022 academic year (September-August). You will need to opt out again in Fall 2022, if eligible. The deadline to complete this opt out and transfer is May 23, 2022.

I have Alternative Coverage Accepted by Memorial University

If you already have valid coverage through the Libyan Scholarship program administered by CBIE or the Interim Federal Health Plan as a refugee claimant, you may opt out of the Foreign Health Insurance. To opt out, you must attest to holding a valid acceptable alternate coverage and you must provide the start and end date of this coverage. This opt out is valid for the 2021-2022 academic year (September-August). You will need to opt out again in Fall 2022, if eligible. The deadline to complete this opt out is May 23, 2022.

*Please note that charges for your Foreign Health Plan will not be removed from your account until the end of May provided you have successfully completed the opt out process on this site.

 

 

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