As a current International Student studying at Memorial University of Newfoundland, you will be enrolled in the Foreign Health Insurance Plan provided by Guard Me as of May 1, 2022. The foreign health insurance plan is mandatory for registered international students studying at Memorial University.
I am studying outside of Canada for the Spring 2022 term
If you are not in Canada, the Foreign Health Insurance plan is not available to you and you MUST OPT OUT by completing the Out of Canada Waiver in order to receive a credit to your Student Account. The deadline to complete this opt out waiver is May 23, 2022.
I have MCP and want to transfer to a student union managed health plan
You are eligible to opt out from the foreign health insurance plan and be automatically enrolled in your student union health plan if you are a full-time student (excludes undergraduate students on a work term) with valid MCP (must be valid from at least May 1 and beyond May 23, 2022). Student union health coverage is intended to supplement valid provincial health care coverage.
To opt out, you must attest to holding a valid MCP and you must provide the start and end date of MCP coverage. MCP must be valid on or before May 1, 2022, valid beyond May 23, 2022 and subject to renewal. This opt out is valid for the 2021-2022 academic year (September-August). You will need to opt out again in Fall 2022, if eligible. The deadline to complete this opt out and transfer is May 23, 2022.
I have Alternative Coverage Accepted by Memorial University
If you already have valid coverage through the Libyan Scholarship program administered by CBIE or the Interim Federal Health Plan as a refugee claimant, you may opt out of the Foreign Health Insurance. To opt out, you must attest to holding a valid acceptable alternate coverage and you must provide the start and end date of this coverage. This opt out is valid for the 2021-2022 academic year (September-August). You will need to opt out again in Fall 2022, if eligible. The deadline to complete this opt out is May 23, 2022.
*Please note that charges for your Foreign Health Plan will not be removed from your account until the end of May provided you have successfully completed the opt out process on this site.
guard.me is a leading provider of international student health insurance and, we’re so much more. That’s why, as a trusted partner for private and public universities, colleges, language schools and schoolboards, we created guard.meCARES, our innovative platform of health and wellness programs and services designed to mitigate risk, manage crisis events and improve health and wellness day-in and day-out.
guard.meCARES is more than a name; caring is at the heart of everything we do. It’s who we are and it’s why we are here. The philosophy of caring for students and our partners and giving back to the communities in which we do business is our guiding principle and what sets us apart from our competitors.
Our team of Real People delivers the personalized attention and culturally-sensitive Real Solutions clients need for Real Life. We offer expert assistance during times of crisis, innovative programs and digital resources that improve wellness, ongoing education and training for staff and educators through our Wellness and Learning Initiatives, with unparalleled customer support.
It’s a commitment to caring that every guard.me team member holds at their core and strives to deliver on each and every day. We do it not because we have to, but because guard.meCARES
keep.meSAFE’s innovative Student Support Program (SSP) helps students by promoting early intervention and 24/7 access to mental health support. We help students manage their mental health so they can fully participate in academic life and complete their studies. keep.meSAFE is the first support program to use linguistically and culturally matched licensed clinicians, providing your students a welcoming place where they are comfortable to seek help.
Studying at college or university whether in another country or another city can be a wonderful and exciting life experience. But it can also be a time of tremendous stress and isolation as you learn to navigate a new landscape and begin campus life.
The keep.meSAFE Mental Wellness Student Support Program is a support service available to eligible students that can help them with challenges faced when studying or living abroad. You can contact keep.meSAFE anytime – day or night – to speak with a Counsellor who has experience supporting the unique challenges students face.
Outside North America 001.416.380.6578
Chat directly with a Counsellor through the app.
Need more help: See Video
Visit www.keepmesafe.org to learn more!
keep.meSAFE is completely confidential within the limits of the law, so no one – including your family, friends, or professors – will ever know you used the program unless you choose to tell them
mobileDOCTOR by guard.me allows you to connect with Canadian doctors on Maple, a telemedicine company, as a part of your health benefits. Maple provides access to doctors, Canada wide, on your phone, tablet or computer anytime, anywhere.
Seeing a doctor on Maple is safe and reliable, and can help prevent the need to go to a walk-in clinic or Emergency Room.
When outside of Canada the mobileDOCTOR service connecting you to a Canadian doctor in real time remains available 24/7 for advice purposes only.
To add insured family members, click on “Patient Profiles” from the dashboard. In “Account Settings” under the “Coverage” tab, add the relevant guard.me policy numbers.
Click the “See The Doctor” button and a Maple doctor will respond to you in minutes. You can have your consultation by text, video, or audio chat.
Doctors can diagnose and provide prescriptions as necessary during your consultation. Prescriptions can only be provided if you are in Canada. Please note only eligible prescriptions are covered.
The Insurer, the Plan Administrator and/or the Claim Administrator are not responsible for the availability, quality or results of any Medical Treatment, or Your failure to obtain Medical Treatment or transportation and shall not be held liable for any negligence, wrongful acts or omissions of any service providers.
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