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Returning Students

Please read carefully before purchasing insurance.

Scenario #1

Students who started their program overseas who have now decided to come to Canada. Upon arrival, you will need to apply for Medical Services Plan (MSP) as it is mandatory in the province of British Columbia (BC) for international students to have medical insurance. Since the BC MSP plan does not begin until 3 months after applying/being in the province, you will need to purchase private insurance for those first 3 months.

Important note: As of January 2021, new students will not be required to purchase insurance directly through the guard.me site as the College has included this charge as part of your fees. If you arrive before the semester starts, you may purchase additional insurance under Early Arrivals. However, if you have successfully opted out using Opt Out Option 2 – I am studying outside of Canada for the Fall 2021 semester, you are required to purchase private insurance once you arrive in and scenario #1 would apply to you.

Scenario #2

You left British Columbia (BC ) for a break longer than 6 months and/or cancelled your Medical Services Plan (MSP) and are now returning to continue your studies with a valid study permit. The 3 month BC MSP wait period applies to you and you will be required to purchase private insurance while you wait for your MSP to become active again. https://www2.gov.bc.ca/assets/gov/health/health-drug-coverage/medical-services-plan/leavingbc_brochure_web.pdf

Scenario #3

BC MSP plan is only valid until your study permit end date. If you enter “implied status” while waiting for study permit renewal verification or are applying for your PGWP you will need to purchase private insurance until you have approval and your MSP is active again.

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